Personal injury law in Minnesota
How long you have to file, how shared fault is treated, whether Minnesota is a no-fault auto state, and what damages caps can limit a jury award. Every figure sourced.
Key rules at a glance
| Statute of limitations | 2 years Some intentional torts: 6 years. |
|---|---|
| Negligence rule | Modified comparative — 51% bar Recovery barred at 51% or more fault under Minn. Stat. § 604.01. |
| Auto no-fault | Yes No-fault state with $40,000 PIP and tort threshold of $4,000 medical expenses. |
| Damages caps | No general cap on compensatory damages in negligence actions. No general cap on compensatory damages in negligence actions. |
What the filing deadline means in Minnesota
Personal injury claims in Minnesota must generally be filed within 2 years of the date of injury. Some intentional torts: 6 years. If you miss the statute, the claim is time-barred regardless of how strong it is. Discovery rules can shift the start date for latent injuries, and government claims often carry much shorter notice deadlines (sometimes 60 to 180 days).
How shared fault works under modified comparative — 51% bar
You can recover if you are 50% or less at fault. At 51% or more, recovery is barred. Recovery barred at 51% or more fault under Minn. Stat. § 604.01.
Practical effect: if a jury values your case at $200,000 and assigns you 30% of the fault, you recover $140,000 — but if your fault crosses the bar, you recover $0.
No-fault auto insurance in Minnesota
Minnesota is a no-fault auto state. No-fault state with $40,000 PIP and tort threshold of $4,000 medical expenses. That means after a crash, your own personal injury protection (PIP) pays first, regardless of who was at fault. You can step outside the no-fault system and sue the at-fault driver only when your injury meets the state's tort threshold.
Damages caps in Minnesota
No general cap on compensatory damages in negligence actions.
A cap does not change the value of your injuries; it changes what a jury is allowed to award. Caps most often apply to non-economic damages (pain and suffering) and to medical malpractice cases. Economic damages, like medical bills and lost wages, are generally not capped.
Case types in Minnesota
These case-type hubs explain how settlement value is built and how each type interacts with Minnesota's rules above.
Related reads
How Minnesota's no-fault and modified comparative — 51% bar rule shapes auto settlement value.
Multi-party liability, FMCSA regulations, and the 30-day evidence window.
Helmet laws, anti-rider bias, and how comparative fault hits riders.
Premises liability and the negligence elements you must prove.
Standard of care, statute of repose, and Minnesota's med-mal caps.
Workers' comp vs third-party liability claims.
Strict liability vs one-bite rule by state.
Who can file and what damages are recoverable.
Frequently asked questions
Sources
Want a different state? See all 50 state hubs.